Pension Services



"Some people say they want to wait for a clearer view of the future. But when the future is again clear, the present bargains will have vanished"
Dean Witter in 1932
Pension Services

Switzerland offers robust and comprehensive pension services, ensuring financial security for retirees through a three-pillar system:

State benefits (Pillar 1): This basic pension covers essential living expenses and is funded through contributions from employers and employees.
Occupational and vested benefits (Pillar 2): A mandatory pension provided by employers to supplement the state pension to ensure a comfortable retirement.
Private benefits (Pillar 3): An optional, tax-advantageous pension that allows individuals to save for additional retirement independently.

Our approach

We provide customized pension solutions for individuals and companies. Our approach focuses on delivering high-performance investment management while ensuring protection against key risks such as old age, death and disability.
For business owners and the self-employed, pension planning offers a dual advantage: securing effective benefits for both yourself and your employees while improving your company's performance in a tax-efficient way.
For individuals, our flexible and client-centric approach allows us to tailor plans to your specific needs. We strongly believe that personalized pension management and retirement planning are essential for long-term financial security and wealth preservation.

Why choose us for your pension management?

  • Tailored strategies: Personalized pension plans designed to fit your unique needs and goals.
  • Open architecture: Full flexibility in choosing the best strategies to meet your financial objectives.
  • Dual approach: Comprehensive financial and insurance solutions to cover all aspects of your retirement planning.
  • Personalized support: Continuous advice and follow-up to ensure your plan adapts to changes in your life and the market.
  • Tax efficiency: Low TER and tax-optimized solutions for maximized returns.
  • Independence: Complete freedom in selecting your pension foundation and custodian bank.
  • Transparency & flexibility: Clear, adaptable plans with no hidden costs or surprises.
  • FINMA-approved: Confidence in working with a licensed, trusted asset manager under FINMA regulation.